Hearts in Hawai'i
The Move--Nov. 2
11/2/2010
As we approach closing on the purchase of our home, it appears we are caught up in a "hurry up and wait" mindset. I'm told by others that our timelines are completely reasonable; in fact, we're on track to close sooner than most. This does little to alleviate our impatience. We've spent the past four weeks gathering boxes, compiling lists of what needs to be moved and how these things are to be moved, what to move first, what can wait until after the final move (hopefully on November 11), etc. etc. Our focus has narrowed to one singular goal; get everything moved into our house! We talk about this often, what it will be like spending the first night at the house, cooking Thanksgiving dinner for our families, and so forth. Everything we are doing now is with those and other events in mind.
The appraisal process took much longer than we had hoped, and certainly longer than we thought it should have taken. All along the process, it seemed we were "at the mercy" of this person or that person (or organization). The inspection had to be done before the appraisal, the appraisal before the loan was approved, approval of the loan came before it went to the underwriter. Only after those hurdles had been cleared could a closing be scheduled. Then, the closing had to be done when all the parties could be present; our agent, the sellers, the sellers agent, the person from the title company, our loan officer. Basically, it's a lot of shit which had to come together, hopefully in a timely fashion, and the whole process could bog down based on any single party dragging their feet or simply not being able to complete their part in a timely fashion.
This is where the stress happens. You're waiting, safe in the knowledge that you've practiced due diligence and done everything you've needed to do. Now the process hinges on other people. And this is the part I've always had difficulty with. I'm very good when it comes to facets I need to take care of myself, not so good when i have to wait or rely on others. It gives me far too much time to speculate, too much time to conjure "gloom and doom" scenarios.
But it is what it is, and there is nothing I can do about it, really. Nothing except keep in contact with my sponsor, go to meetings, practice the principles. And wait. For seemingly forever.
Previous: 10/7/2010--The Move--Oct. 7
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